Welcome to the 20th edition of Ireland’s #1 best-selling personal finance annual, helping you to save and make money. John Lowe – Qualified Financial Adviser, Dip. IoD., Fellow of the Institute of Bankers, APA Debt Mgt Services MCC and founder / managing director of MoneyDoctors.ie – has helped thousands of Irish people over the years make the most out of their money. Learn the basics of budgeting and planning, pensions savings and investments, mortgages and debt management, as well as life and health insurance strategies.

Now, Ireland’s foremost expert financial adviser is back with this historic 20th edition to give consumers and business owners everything they need to become financially fit. Full of practical solutions to every conceivable financial problem …
• Covers the A to Z of personal finance
• Packed with insider tips designed to save and make you money
• A new appendix ‘50 Top Tax Tips’
• Mortgage Ready for First-Time Buyers section
• Details of the MoneyDoctors.ie low-cost DIY Wills & Probate service
• Bang up to date – includes Budget 2025

This edition also includes a 2025 global and local economic commentary from popular media independent economist Jim Power. Whether you buy this book every year or just looking for a fresh perspective on your finances, you can trust MoneyDoctors.ie – authorised and regulated by the Central Bank of Ireland since 1999 – to give expert, unbiased and straight-talking advice as it will help you safeguard, preserve and grow your money in 2025 and beyond.